Loaded Texas Trash Dip Recipe
Introduction
Loaded Texas Trash Dip is a rich and cheesy party favorite that’s perfect for any gathering. This warm, flavorful dip combines creamy beans, melted cheese, and zesty seasoning for an irresistible snack.

Ingredients
- 1 (8 ounce) package cream cheese
- 1 cup sour cream
- 2 (16 ounce) cans refried beans
- 1 package McCormick® Taco Seasoning Mix
- 4 cups shredded Mexican cheese blend, divided
- Chopped cilantro, for garnish
- Cherry tomatoes, for garnish
- Sliced avocados, for garnish
Instructions
- Step 1: Preheat the oven to 350°F. In a large microwave-safe bowl, microwave the cream cheese and sour cream on high for 1 minute or until the cream cheese is softened. Remove and whisk until smooth.
- Step 2: Stir in the refried beans, taco seasoning mix, and 2 cups of shredded cheese until well combined.
- Step 3: Spray a 13×9-inch baking dish with non-stick cooking spray. Spread the bean mixture evenly into the dish and top with the remaining 2 cups of shredded cheese.
- Step 4: Bake for 25 minutes or until the cheese is melted and bubbly. Garnish with chopped cilantro, cherry tomatoes, and sliced avocados. Serve warm with tortilla chips.
Tips & Variations
- For extra heat, add diced jalapeños or a sprinkle of crushed red pepper flakes to the mixture.
- Swap the refried beans for black beans or pinto beans for a different texture and flavor.
- Top with sliced olives or a dollop of guacamole for added richness.
Storage
Store leftover dip in an airtight container in the refrigerator for up to 3 days. Reheat gently in the microwave or oven until warmed through, stirring occasionally to maintain a creamy texture.
How to Serve

Serve this delicious recipe with your favorite sides.
FAQs
Can I make this dip ahead of time?
Yes, you can prepare the dip mixture a day in advance and refrigerate it before baking. Just bake it fresh before serving for the best flavor and texture.
What can I serve with Loaded Texas Trash Dip?
This dip pairs perfectly with tortilla chips, sliced vegetables like bell peppers and cucumbers, or even warm pita bread for dipping.
Print
Loaded Texas Trash Dip Recipe
- Total Time: 35 minutes
- Yield: 8 servings 1x
Description
Loaded Texas Trash Dip is a hearty, cheesy layered dip that combines creamy refried beans, melted cheese, and zesty taco seasoning for the perfect party appetizer. Topped with fresh cilantro, cherry tomatoes, and sliced avocados, this warm dip is ideal for serving with tortilla chips at any casual gathering or game day event.
Ingredients
Base Layer
- 1 (8 ounce) package cream cheese
- 1 cup sour cream
- 2 (16 ounce) cans refried beans
- 1 package McCormick® Taco Seasoning Mix
Cheese
- 4 cups shredded Mexican cheese blend (divided)
Toppings
- Chopped cilantro, for garnish
- Cherry tomatoes, for garnish
- Sliced avocados, for garnish
Instructions
- Preheat and soften cream cheese: Preheat oven to 350°F (175°C). In a large microwave-safe bowl, microwave the cream cheese and sour cream on high for 1 minute or until the cream cheese is softened. Remove from microwave and whisk with a wire whisk until the mixture is smooth and creamy.
- Mix in beans and seasoning: Add the refried beans, McCormick® Taco Seasoning Mix, and 2 cups of the shredded Mexican cheese blend to the cream cheese mixture. Stir everything together thoroughly until well combined.
- Assemble dip in baking dish: Spray a 13×9-inch baking dish lightly with non-stick cooking spray. Spread the bean mixture evenly into the prepared dish. Then sprinkle the remaining 2 cups of shredded cheese evenly over the top.
- Bake the dip: Place the dish in the preheated oven and bake for 25 minutes, or until the cheese on top is completely melted and bubbly.
- Garnish and serve: Remove the dip from the oven and let it cool slightly. Garnish with chopped cilantro, cherry tomatoes, and sliced avocados. Serve warm with tortilla chips for dipping.
Notes
- For extra heat, add diced jalapeños or a dash of hot sauce to the bean mixture.
- Substitute refried beans with black beans for a different flavor profile.
- This dip can be prepared a few hours in advance and baked just before serving.
- Leftovers can be refrigerated in an airtight container for up to 3 days and reheated in the oven.
- Prep Time: 10 minutes
- Cook Time: 25 minutes
- Category: Appetizer
- Method: Baking
- Cuisine: Tex-Mex
Keywords: Texas Trash Dip, Tex-Mex dip, cheesy bean dip, party appetizer, taco dip, loaded dip, Mexican cheese dip, creamy bean dip

